Carolina Trust Bank Simplify Banking

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Who We Are


Deliver more than expected with quality services and products making our communities better places in which to live and do business.



Carolina Trust Bank opened in 2000 to serve the community banking needs of Lincolnton and Lincoln County. Local bankers serving local needs with prompt personal service is what we are all about.

We serve individuals and small to mid-sized businesses with a full range of banking products. We are committed to the communities we serve, to increasing shareholder value and to seeing our employees succeed. Our COMMITMENT is to contribute in a significant way to the successes of our customers and to the economies of the communities we serve.

Now with eleven full service locations we serve in Lincolnton, West Lincoln,  Denver, Vale, Gastonia, Forest City, Hickory, Lake Lure and Mooresville in North Carolina and Clover and Lake Wylie in South Carolina. We also have a loan production office in Salisbury North Carolina.



To be THE BANK of choice for small business, professionals and retail customers in the local markets we serve.