Carolina Trust Bank Simplify Banking

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Personal Checking

At Carolina Trust we understand that our customers require the widest variety of personal services. That’s why we offer deposit accounts to fit every need. Choose from our various checking and savings accounts, and also our Certificates of Deposit and IRAs.

 
Each of our checking accounts enjoy:
  • No-fee debit cards
  • No-fee online banking
  • No-fee unlimited ATM transactions

There is no charge by CTB for any ATM transaction, a fee may apply by the ATM owner, and will vary.

 

Carolina Prime Checking

  • Primary account holder must be age 50+
  • $100 minimum to open an account
  • No monthly service charge with direct deposit
  • $5 monthly service charge without $100 minimum balance or direct deposit
  • Free personalized checks
  • No-fee traveler’s checks for one
  • No-fee official checks
  • Earn interest on entire account balance
  • 25% discount on safe deposit boxes1

 

Carolina Elite Checking

  • $100 minimum to open an account
  • To avoid monthly service charge:
  • $2,500 in regular savings account or
  • $5,000 average balance in checking account or $10,000 in certificate of deposit or
  • $10,000 equity line loan
  • $15 monthly service charge if below minimum balance, plus $0.35 per debit
  • Earn interest on account balance
  • Free personalized checks
  • No-fee traveler’s checks for one
  • No-fee official checks
  • No-fee 3 x 5 safe deposit box1
  • 0.25% basis points added to a 6 month Certificate of Deposit
 
1Safe Deposit boxes are:
Subject to availability. Not a deposit.. Not FDIC Insured. Not insured by any federal government agency. Not guaranteed by the bank or its affiliate.