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CDs/IRAs

We are here to help you maximize your saved funds with help from special plans.

Let our branch representatives serve you. Visit one of your nearest branches for current rates and details.

Certificates of Deposit (CD)

If you have a need for a short-to-long term investment ask us about our competitive rates and flexible CD terms. Our Certificates of Deposit rates are tiered according to term and dollar amount. Interest is compounded daily based on the CD's principal balance.

Penalty will be imposed for early withdrawal.  Fees may reduce earnings.

Individual Retirement Account (IRA)

Our Individual Retirement Accounts are a sensible investement for your retirement strategy.  We offer competitive Certificate of Deposit rates that are tiered according to term and dollar amount. Interest is compounded daily based on the CD's principal balance.

Penalty will be imposed for early withdrawal.  Fees may reduce earnings

Carolina Trust Bank offers a variety of IRA options, including:

  • Traditional
  • Roth
  • SEP

Withdrawals and contributions subject to IRS guidelines.*

 

 

*Distributions from an IRA before the age of 59 1/2 may be subject to an IRS early withdrawal penalty.  Please consult your tax advisor or accountant regarding any tax-related decisions.