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Overdraft Protection

We offer a variety of overdraft protection services where you will never experience the embarrassment of having a check returned or a point of sale debit card transaction declined. Please contact us for assistance.

Overdraft Protection Line of Credit

This type of overdraft protection service acts as a line of credit.  Anytime you overdraw, increments of $100 from your line of credit will transfer into your account. Speak with a branch representative to obtain more information about this layer of protection for your account.

Overdraft Protection Transfer

If you have extra funds in a savings account with Carolina Trust Bank you can set up an automatic transfer to be deposited into your check account if you overdraw. Overdraft protection transfer is fast, enrollment is easy.