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Free KASASA Saver®

Kasasa Saver

Your Kasasa checking earnings automatically transfer into your Kasasa Saver® and your balance earns up to 0.60% APY!*

  • Free account that builds your savings effortlessly
  • Links to a free Kasasa checking account
  • Automatic transfers of Kasasa Cash® or Kasasa Cash Back® earnings
  • 0.60% APY* on balances up to $25,000
  • 0.60% to 0.20% APY* on balances over $25,000 depending on balance in account*
  • 0.02% APY* if qualifications are not met
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking 1
  • Free eStatements
  • Free mobile banking 2
  • $50 minimum deposit to open
  • Allows (6) withdrawals per statement cycle
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Reward qualifications…
  • Your Kasasa checking account meets its reward qualifications
  • Enroll and receive eStatements
  • Enroll and use online banking
  • Have at least 12 debit card purchases post and settle during each monthly qualification cycle

Qualifying for your free Kasasa Cash® or free Kasasa Cash Back® rewards automatically qualifies you for the highest free Kasasa Saver® rate, too. There is never a penalty for not meeting the qualifications — your account is still free and will continue to earn our base interest rate.





Qualification Information: “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. A Kasasa Cash or Cash Back account is required to have a Kasasa Saver account.

Reward Information: You will receive the following rewards in your Kasasa Saver account when you meet your Kasasa Cash or Kasasa Cash Back checking account’s qualifications during a Monthly Qualification Cycle: Balances up to $25,000 in your Kasasa Saver account receive an APY of 0.60% and balances over $25,000 earn a 0.20% interest rate on the portion of balance over $25,000, resulting in a range from 0.60% APY to 0.20% APY depending on the account’s balance. When your Kasasa checking account qualifications are not met all balances in the linked Kasasa Saver account earn 0.02% APY.

A linked Kasasa Saver account is required for automatic savings. Automatic transfer from Kasasa Cash to Kasasa Saver occurs within one day and may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. When linked to the Kasasa Saver account, the interest earned within the linked Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account. Due to non-compounding, the actual interest amount transferred from the Kasasa Cash account to the Kasasa Saver account may be less than the advertised Kasasa Cash APY*, if the advertised APY* is represented without a linked Kasasa Saver account. APY = Annual Percentage Yield. APYs accurate as of 06/01/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open. Enrollment in online banking, receipt of electronic statements are condition(s) of these accounts rewards. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons are required to meet some of the account’s qualifications. Limit two account(s) per social security number. There are no recurring monthly service charges or fees to open or close this account. With a Kasasa Saver account you may make (6) transfers from your account each statement cycle, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order of instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited. Contact one of our bank customer service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.

*APY = Annual Percentage Yield. APYs accurate as of 06/01/2018.

 You are responsible for any and all telephone access fees and/or internet service fees that may be assessed by your telephone and/or Internet service provider. 

2  Carolina Trust Bank does not charge fees to download or use the Carolina Trust Bank Mobile Banking App.  Your mobile carrier may charge for data and text message usage.  Check with your carrier for more information.