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Free KASASA Cash Back® Checking

Kasasa Free Checking

Kasasa Cash Back® puts money right back in your pocket. Enjoy 2% cash back on your monthly debit card purchases (up to $8).

  • Free checking that pays you back
  • 2% cash back on debit card purchases
  • No category restrictions on purchases
  • Cash back earned on up to $400 in debit card purchases monthly
  • Earn up to $8 cash back per month
  • Refunds on ATM fees, nationwide
  • Link to Kasasa Saver® to build savings automatically
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking & bill pay 1
  • Free eStatements
  • Free mobile banking 2
  • Free Visa® debit card 3
  • Unlimited check writing
  • $100 minimum deposit to open

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Reward qualifications…
  • Enroll and receive eStatements
  • Enroll and use online banking
  • Have at least 12 debit card purchases post and settle during each monthly qualification cycle

It’s that easy! Even if you don’t meet your qualifications during the cycle, you can always try to qualify the next cycle. There is never a penalty for not meeting your qualifications — each account is still free and with the Kasasa Cash® checking you will still earn our base interest rate!

Saving at Carolina Trust is easy with our free Kasasa Saver® account! It links to your free Kasasa Cash® or free Kasasa Cash Back® checking to build your savings effortlessly. 





Qualifcation Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualifcation Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. “Monthly Qualifcation Cycle” means a period beginning one 1) business day prior to the frst day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: You will receive the following rewards when you meet your account’s qualifcations during a Monthly Qualifcation Cycle: 2.00% cash back on up to a total of $400 in debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualifcation Cycle. When your Kasasa Cash Back account qualifcations are not met cash back payments are not made and ATM fees are not reimbursed.

ATM Fee Refunds: You will receive reimbursements (up to $4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualifcation Cycle in which you qualifed. ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. Rewards and ATM fee reimbursements will be credited on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifcations, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open. Enrollment in online banking, receipt of electronic statements are condition(s) of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons are required to meet some of the account’s qualifcations. Limit two account(s) per social security number.  There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank customer service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.


1 You are responsible for any and all telephone access fees and/or internet service fees that may be assessed by your telephone and/or Internet service provider. 

 Carolina Trust Bank does not charge fees to download or use the Carolina Trust Bank Mobile Banking App.  Your mobile carrier may charge for data and text message usage.  Check with your carrier for more information. 

3 Overdraft and returned item fees may apply.