Personal Savings, CDs & IRAs

Account Name	More Info	Requirements	Account Pricing
Carolina Personal Savings	More»	$50 minimum to open. Maintain minimum balance of $50.	$2.00 maintenance fee per quarter for accounts that fall below $50.
Carolina Personal Savings Earns interest (compounded daily and credited quarterly). Quarterly statement. Allows six (6) withdrawals per quarter ($1.00 per withdrawal over 6). Free, unlimited telephone access banking and free online banking access.
Carolina Market Account MMA	More»	$1,000 minimum to open. Maintain minimum balance of $1,000 in the account each day to obtain the disclosed annual percentage yield.	A per item fee of $2.00 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of six during a statement cycle.
Carolina Market Account MMA A tiered account that earns interest (compounded daily and credited monthly). Transfers from MMA to another account or third parties by preauthorized, automatic or telephone transfer are limited to six (6) per statement cycle. Free, unlimited telephone access banking and free online banking access. *Maintain minimum balance in the account each day to obtain the disclosed annual percentage yield.

Certificates of Deposit

Certificates of Deposit are tiered according to term and dollar amount. Minimum opening deposit is $500.

IRA Certificate of Deposit accounts are available with competitive rates. Minimum opening deposit is $500.

Please visit one of our branches for current interest rates.

Stop by and talk with one of local bankers to discuss your particular needs.