Personal CheckingPersonal Checking

At Carolina Trust we understand that our customers require the widest variety of personal services. That's why we offer deposit accounts to fit every need. Choose from our various checking and savings accounts and also our certificates of deposit and IRA's.

Account Type More Info Requirements Account Pricing
Carolina Free Checking More» $100 minimum to open. No minimum balance. No monthly service charge.

Carolina Free Checking

  • Unlimited check writing.
  • Unlimited ATM Transactions. *
Carolina Club Checking More» $100 minimum to open. $8 monthly membership fee. Interest Option with $1,000 minimum.

Carolina Club Checking

  • Free Personalized Checks.
  • No per check charges and unlimited check writing.
  • Free First-year 3x5 Safe Deposit Box (Subject to Availability).
  • Savers Club Book.
  • Get Up & Go Vacations.
  • No fee Travelers & Official Checks.
  • Everyday Rebate Rewards.
  • Coast to Coast Vision Plan.
  • Payment card protection.
  • For more information about this account, click here.
Carolina Prime Checking More» $100 minimum to open. Primary account holder must be age 50 or older. No monthly service charge with direct deposit. $5.00 monthly service charge without $100 minimum balance or direct deposit.

Carolina Prime Checking

  • Earn interest on account balance.
  • Unlimited check writing .
  • Unlimited ATM transactions. *
  • No fee premium style checks. **
  • No fee official checks.
  • No fee traveler's checks for one.
  • 25% discount on safe deposit boxes.
Carolina Premium Checking More» $100 minimum to open. Daily balance of $2500 to avoid service charge and receive premium rate. $15 service charge if balance falls below $2500.

Carolina Premium Checking

  • Earn interest on account balance.
  • Unlimited check writing .
  • Unlimited ATM transactions. *
Carolina Elite Checking More» $100 minimum to open. $2,500 in regular savings account or $5,000 average balance in checking account or $10,000 certificate of deposit or $10,000 Equity Line to avoid monthly maintenance fee. $15.00 monthly maintenance fee plus $.35 per debit (waived with any of above qualifiers).

Carolina Elite Checking

  • Earn interest on account balance.
  • Unlimited check writing .
  • Unlimited ATM transactions. *
  • No fee premium style checks. **
  • No fee official checks.
  • No fee traveler's checks for one.
  • No fee 3 x 5 safe deposit box. ***
  • .25% basis points added to a 6 month certificate of deposit.

Add the many money-saving benefits and services of Carolina Club Checking to any personal checking account for only a $4 monthly membership fee. (Does not include interest option or free personalized checks.)

* There is no charge by CTB for any ATM transaction, a fee may apply by the ATM owner, and will vary. Subject to credit approval
** Or $6.00 credit towards non-premium style checks
*** Based on availability

Overdraft Protection is available on all of the above accounts.