- Updated! Bank Owned Real Estate
- FDIC EDIE
- Verified by Visa Enrollment
- Opt In/Out for Overdraft Protection
- Questions and Answers Concerning Overdraft Changes
- Protecting yourself from Online Banking Fraud
- Steps to protect yourself from Identity Theft
- Carolina Trust Bank stock is now listed on the Nasdaq Capital Market. Our symbol is CART. Click here for details!
- Lincolnton's Local News
- Order your own checks!
Business Savings & CDs
Our goal is to offer you old-fashioned personal service in handling your banking requirements. We specialize in individual consumer and small to mid-sized business accounts. Carolina Trust Bank takes pride in offering friendly and courteous service with products designed to fit every customer's needs.
| Account Name | Opening Deposit | Minimum Balance To Avoid Service Charge | Monthly Service Charge |
|---|---|---|---|
| Carolina Market - MMA | $1,000 | $1,000 * | Transfers from MMA to another account or third parties by preauthorized, automatic or telephone transfer are limited to six (6) per statement cycle. |
*Maintain minimum balance in the account each day to obtain the disclosed annual percentage yield.
Additional Information
Carolina Business Savings earns interest that is compounded daily and credited quarterly.
Carolina Market is a tiered account that earns interest that is compounded daily and credited monthly.
Certificates Of Deposit
Certificates of Deposit are tiered according to term and dollar amount. Minimum opening deposit is $500.
Please visit one of our branches for current interest rates.

