Who We AreWho We Are


Carolina Trust Bank opened in 2000 to serve the community banking needs of Lincolnton and Lincoln County. Local bankers serving local needs with prompt personal service is what we are all about. We serve individuals and small to mid-sized businesses with a full range of banking products. We are committed to the communities we serve, to increasing shareholder value and to seeing our employees succeed. Our commitment is to contribute in a significant way to the successes of our customers and to the economies of the communities we serve.

With seven full service locations we now serve Lincolnton, West Lincoln, Denver, Vale, Gastonia and Forest City. We also have a loan production office in Hickory, NC.

Vision Statement

To be THE BANK of choice for small business, professionals and high-end retail customers in the markets we serve..

Mission Statement

Deliver more than expected with quality services and products making our communities better places in which to live and do business.