- Updated! Bank Owned Real Estate
- FDIC EDIE
- Verified by Visa Enrollment
- Opt In/Out for Overdraft Protection
- Questions and Answers Concerning Overdraft Changes
- Protecting yourself from Online Banking Fraud
- Steps to protect yourself from Identity Theft
- Carolina Trust Bank stock is now listed on the Nasdaq Capital Market. Our symbol is CART. Click here for details!
- Lincolnton's Local News
- Order your own checks!
Directors
Carolina Trust Bank was started by community leaders who saw a need for local bankers to serve local needs. True community banking with individual attention to our customers and their needs is why Carolina Trust Bank exists.
Our directors are involved in every part of community life. They serve in churches and civic organizations. Their professional experiences span retail, manufacturing, medical services, banking, education, food services, insurance and investments, public service, finance, pharmaceuticals, accounting, real estate and the law. They reflect our community and make Carolina Trust a true community bank.
Board of Directors
- Bryan Elliott Beal
- CFO (CPA and CMA), Carolina Mills, Inc., Maiden, NC
- Terri Q. Blake
- CPA, Sherrill Blake Harrison, CPA, PA, Lincolnton, NC
- George W. Brookins
- Pharmacist, President and Owner, Brookins, Inc., d/b/a The Drug Store Health Mart, Lincolnton, NC
- John Michael Cline
- President and CEO, Carolina Trust Bank, Lincolnton, NC
- Scott C. Davis
- President, Gaston Electronics and Gaston County Dyeing Machine Company, both of Stanley, NC
- Richard Darrell Gettys
- Electrical Engineer, Brittain Engineering, Inc., Hickory, NC
- Pamela C. Huskey
- Partner and Owner, Citizens Sprinkler, Inc.; Retired Lincoln County Clerk of Superior Court, Lincolnton, NC
- Glenn Wayne Jones
- Veterinarian and Owner, Animal Hospital of Cornelius, Cornelius, NC
- Nancy B. Paschall
- Shareholder / Vice President - Mullen, Holland & Cooper, PA, Gastonia, NC
- Joseph M. Rhyne, III
- Insurance Agent, Mass Mutual Financial Group, Registered Representative, MML Investors Services, Inc., Lincolnton, NC
- Johnathan L. Rhyne, Jr.
- Partner/Member, The Jonas Law Firm, P.L.L.C.; Member/Manager, Legacy Shares, LLC; Lincolnton, NC
- Frederick P. Spach, Jr.
- President and CEO, Carolina Brush Company, Gastonia, NC
- Jim R. Watson
- Assistant Professor, College of Education, University of North Carolina at Charlotte, Retired, former Superintendent, Lincoln County Schools, Lincolnton, NC
- Rosalind N. Welder
- Retired; Former Dean of Lincoln Campus of Gaston College, Lincolnton, NC
- Roger D. Williams
- Owner, President and GM, Central Carolina Sprinkler, Co, Inc., Lincolnton, NC
Director Emeritus
- J. Donald Ballard
- Rondel W. Burke
- John R. James
- Jimmy R. Lail
- Duane K. McCallister
- Robert E. Tull

